Government Schemes

 

All Government Schemes in India: A Complete Guide for Citizens

India is a developing nation, and the government has launched various schemes to support its citizens in areas like education, health, employment, agriculture, entrepreneurship, women empowerment, and financial inclusion. These schemes are designed to uplift the economically weaker sections and bring balanced growth across rural and urban areas.

In this post, we’ll give you a categorized overview of major Indian government schemes (Yojanas) that are currently active and beneficial in 2025.

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🔶 1. Schemes for Students & Education

Scheme Name	Benefits
PM SHRI Schools	Modern education facilities in selected schools.
National Means-Cum-Merit Scholarship (NMMS)	Financial help to meritorious students of economically weaker sections.
Central Sector Scheme of Scholarship for College and University Students	Annual scholarships for students in higher education.
Vidya Lakshmi Portal	Easy access to education loans from multiple banks.

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🔶 2. Employment & Skill Development Schemes

Scheme Name	Benefits
Pradhan Mantri Kaushal Vikas Yojana (PMKVY)	Free skill training and certification for youth.
MGNREGA (Mahatma Gandhi National Rural Employment Guarantee Act)	Minimum 100 days of guaranteed wage employment in rural areas.
Startup India	Support and funding for startups and entrepreneurs.
Stand-Up India	Loans for SC/ST and women entrepreneurs.

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🔶 3. Health Schemes

Scheme Name	Benefits
Ayushman Bharat – PM-JAY	₹5 lakh health cover for poor and vulnerable families.
Jan Aushadhi Scheme	Affordable generic medicines across India.
Mission Indradhanush	Free vaccination for children and pregnant women.
POSHAN Abhiyaan	Nutritional support to women and children.

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🔶 4. Women Empowerment Schemes

Scheme Name	Benefits
Pradhan Mantri Matru Vandana Yojana (PMMVY)	Financial aid to pregnant and lactating mothers.
Beti Bachao Beti Padhao	Promotes girl child education and protection.
Ujjwala Yojana	Free LPG connections to women in poor households.
One Stop Centres	Support to women affected by violence.

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🔶 5. Agriculture & Farmers' Schemes

Scheme Name	Benefits
PM-KISAN Samman Nidhi	₹6,000 annual income support to small farmers.
PM Fasal Bima Yojana	Crop insurance against natural calamities.
Soil Health Card Scheme	Personalized soil analysis for better crop production.
Kisan Credit Card (KCC)	Short-term loans for farmers at low interest.

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🔶 6. Housing & Urban Development

Scheme Name	Benefits
PM Awas Yojana (PMAY)	Subsidy on home loans for affordable housing.
AMRUT Scheme	Urban infrastructure development in 500 cities.
Smart Cities Mission	Making 100 Indian cities citizen-friendly and sustainable.

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🔶 7. Social Welfare & Financial Inclusion

Scheme Name	Benefits
Jan Dhan Yojana	Zero balance savings accounts for all.
Atal Pension Yojana (APY)	Monthly pension after 60 years of age.
National Social Assistance Programme (NSAP)	Pensions for elderly, widows, and disabled.
Digital India Mission	Promoting digital services and internet access.

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🔶 8. Loan & Credit Schemes

Scheme Name	Benefits
MUDRA Yojana	Loans up to ₹10 lakh for small businesses.
Credit Guarantee Fund Scheme	Collateral-free loans for MSMEs.
Emergency Credit Line Guarantee Scheme (ECLGS)	Credit support for businesses affected by COVID-19.

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📝 Final Words

Government schemes play a vital role in improving the quality of life for Indian citizens. Whether you are a student, woman, farmer, job seeker, or entrepreneur – there is a scheme that can support your goals.

👉 Pro Tip: Always visit official websites like https://www.india.gov.in or https://mygov.in to check eligibility and apply online.

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Do you want a dedicated guide for student loans, women schemes, or PMAY benefits? Let us know in the comments or contact us for personalized help!

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